·Completed appraisals on single family, condominiums and multi-family properties throughout Middlesex and New London Counties and portions of New Haven County.

·Maintains an extensive database through the use of on-line Commercial Record and local Multiple Listing Service.

·Proficient in the use of up to date appraisal technology.

Team Manager/Real Estate Appraisal Department (1994-May 1998)

·Responsible for managing 9 staff appraisers and several external fee companies throughout Connecticut and parts of Rhode Island and New York.

·Assist Chief Appraiser in the overall management and operations of the appraisal department. Served as Department Manager in the absence of the Chief Appraiser.

·Managed a pipeline of over 10,000 appraisals per year.

·Responsible for staff supervision and training and the development and presentation of specialized training programs for the appraisal staff. Assists in the development of appraisal policy.

·Perform appraisal assignments for unique and complex properties and review condominium projects for conformance to secondary market guidelines.

·Deal directly with customers, brokers and attorneys in the resolution of appraisal problems.

·Monitor conformance to external agency regulatory appraisal requirements.

·Chaired committees in the Residential Mortgage Department as part of the bank’s Quality Improvement process.

Review Appraiser (1993-1994)

·Reviewed appraisals completed by both staff appraisers and external fee companies determining accuracy and quality of reports and conformity to government guidelines and lender’s policies.

·Completed appraisals on single family, 2-4 family units and condominiums. Performed field reviews of appraisals as part of the lender’s quality control process.

·Acted as a liaison between the lender’s appraisal department and other segments of the residential mortgage department i.e. processing, underwriting and closing. 

MECHANICS SAVINGS BANK, HARTFORD, CT
Staff Appraiser (January 1992 to July 1993)

·Completed appraisals on single and 2-4 family units and condominiums.

·Worked closely with the lender’s collection/work out department rendering opinion of value on bank owned properties.

·Reviewed appraisals completed by external fee appraisers making written judgments as to their content and quality and conformity to government guidelines.

·Instructed real estate appraising segments of Residential Mortgage Lending classes offered by the New England Banking Institute

L.B. BRAINARD & ASSOC., INC., CANTERBURY, CT

Staff Appraiser/Review Appraiser (1985-1990)

·Responsible for appraising single and 2-4 family units, condominiums, vacant land and some commercial property.

·Trained new associates in proper appraisal procedures, the approaches to extract value and data analysis, significantly increasing their ability to complete appraisals on time and independently.

·Reviewed other appraisers work, make judgments as to the content, quality and accuracy of reports and signed off on their work.

·Managed all aspects of business operations in owner’s absence.

·Prepared both form and narrative reports for clients. Clients included banks, mortgage and relocation companies, adjudication work and private sources.